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<\/div>\nFall Admits and Transfers 2026<\/strong><\/h3>\nUnderstanding Your State Shopping Sheet\/College Financing Plan (CFP)<\/strong><\/h4>\nYour State Shopping Sheet\/College Financing Plan (CFP) is a state shopping sheet that provides you with an estimate of how much it may cost to attend college after your financial aid award. The CFP\/state shopping sheet is broken down into sections, and each section provides information about your financing plan.<\/p>\n
Fall 2026 Cost of Attendance<\/strong><\/h4>\nThe Cost of Attendance is an estimate <\/strong>of your educational expenses for the year 2026-2027. Your COA should not be confused with your student account statement (bill). The COA consists of both Direct costs and Indirect costs. Books, supplies, transportation and personal expenses are indirect costs<\/strong>. You will not receive a bill from Ramapo College with those items listed, but we realize that students do have these additional items as expenses, so we include them in your estimated costs to help with family financial planning.\u00a0 These charts are an example of Fall semester Cost of Attendance because you are billed one semester at a time.<\/p>\n\n\n\n\nExample Cost of Attendance for Fall Semester Only<\/strong><\/td>\nFall<\/strong><\/td>\n<\/tr>\n\nTuition and Fees<\/td>\n $9,248<\/td>\n<\/tr>\n \nHousing & Food (Living Expenses)<\/td>\n $9,294<\/td>\n<\/tr>\n \nBooks and supplies<\/td>\n $322<\/td>\n<\/tr>\n \nTransportation<\/td>\n $1,100<\/td>\n<\/tr>\n \nOther Education costs (miscellaneous costs)<\/td>\n $745<\/td>\n<\/tr>\n \nTotal Estimated Cost of Attendance<\/td>\n $20,709<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\nPlease note this example is based on a NJ resident student living on campus and this is an example of a Fall ONLY budget.<\/p>\n
Direct Cost, Cost of Attendance and Net Cost<\/strong><\/h4>\nYour bottom line to attend college is not the Cost of Attendance or your Net Cost. It is your Direct Cost. The Direct Cost is the total out of pocket cost you will be billed by the College: the amount that you will actually pay. Direct Costs include tuition and fees for commuter students; if you are living on campus your room and board will be included in the Direct Cost. The Net Cost on your CFP shows you your Cost of Attendance minus your total grants and scholarships. Student loans are not included in the Net Cost calculation<\/p>\n
\n\n\n\nExample Estimated Direct Costs<\/strong><\/td>\nFall<\/td>\n<\/tr>\n \nTuition and Fees<\/td>\n $9,248<\/td>\n<\/tr>\n \nOn Campus Housing & Food<\/td>\n $9,294<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\nStudent Aid Index (SAI)<\/h4>\n
The Student Aid Index is calculated using the information you provided on the FAFSA form. The SAI is the amount the Federal government estimates you and\/or your family can contribute towards your education. The SAI is not your financial aid award and it is not the amount of money it will cost to attend college.<\/p>\n
Net Cost<\/strong><\/h4>\nNet Cost is calculated using the Cost of Attendance and subtracting total grants and scholarships. The Net Cost does not include your Federal student loans. Grants and scholarships do not need to be repaid.<\/p>\n
Example of Estimated Net Costs<\/strong><\/h4>\nFall Semester Only Estimated Only<\/strong><\/h4>\n\n\n\n\nTotal Estimated Net Cost of Attendance (based upon tuition and fees and living expenses for the Fall semester)<\/td>\n $18,542<\/td>\n<\/tr>\n \nMinus Merit Based Scholarship<\/td>\n $5,000<\/td>\n<\/tr>\n \nMinus State Grant<\/td>\n $1,797<\/td>\n<\/tr>\n \nEstimated Direct Cost Fall Semester After Aid.\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0*Does not include federal student loans<\/td>\n $11,745<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\nVA Education Benefits<\/strong><\/h4>\n
Your State Shopping Sheet\/College Financing Plan (CFP) is a state shopping sheet that provides you with an estimate of how much it may cost to attend college after your financial aid award. The CFP\/state shopping sheet is broken down into sections, and each section provides information about your financing plan.<\/p>\n
Fall 2026 Cost of Attendance<\/strong><\/h4>\nThe Cost of Attendance is an estimate <\/strong>of your educational expenses for the year 2026-2027. Your COA should not be confused with your student account statement (bill). The COA consists of both Direct costs and Indirect costs. Books, supplies, transportation and personal expenses are indirect costs<\/strong>. You will not receive a bill from Ramapo College with those items listed, but we realize that students do have these additional items as expenses, so we include them in your estimated costs to help with family financial planning.\u00a0 These charts are an example of Fall semester Cost of Attendance because you are billed one semester at a time.<\/p>\n\n\n\n\nExample Cost of Attendance for Fall Semester Only<\/strong><\/td>\nFall<\/strong><\/td>\n<\/tr>\n\nTuition and Fees<\/td>\n $9,248<\/td>\n<\/tr>\n \nHousing & Food (Living Expenses)<\/td>\n $9,294<\/td>\n<\/tr>\n \nBooks and supplies<\/td>\n $322<\/td>\n<\/tr>\n \nTransportation<\/td>\n $1,100<\/td>\n<\/tr>\n \nOther Education costs (miscellaneous costs)<\/td>\n $745<\/td>\n<\/tr>\n \nTotal Estimated Cost of Attendance<\/td>\n $20,709<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\nPlease note this example is based on a NJ resident student living on campus and this is an example of a Fall ONLY budget.<\/p>\n
Direct Cost, Cost of Attendance and Net Cost<\/strong><\/h4>\nYour bottom line to attend college is not the Cost of Attendance or your Net Cost. It is your Direct Cost. The Direct Cost is the total out of pocket cost you will be billed by the College: the amount that you will actually pay. Direct Costs include tuition and fees for commuter students; if you are living on campus your room and board will be included in the Direct Cost. The Net Cost on your CFP shows you your Cost of Attendance minus your total grants and scholarships. Student loans are not included in the Net Cost calculation<\/p>\n
\n\n\n\nExample Estimated Direct Costs<\/strong><\/td>\nFall<\/td>\n<\/tr>\n \nTuition and Fees<\/td>\n $9,248<\/td>\n<\/tr>\n \nOn Campus Housing & Food<\/td>\n $9,294<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\nStudent Aid Index (SAI)<\/h4>\n
The Student Aid Index is calculated using the information you provided on the FAFSA form. The SAI is the amount the Federal government estimates you and\/or your family can contribute towards your education. The SAI is not your financial aid award and it is not the amount of money it will cost to attend college.<\/p>\n
Net Cost<\/strong><\/h4>\nNet Cost is calculated using the Cost of Attendance and subtracting total grants and scholarships. The Net Cost does not include your Federal student loans. Grants and scholarships do not need to be repaid.<\/p>\n
Example of Estimated Net Costs<\/strong><\/h4>\nFall Semester Only Estimated Only<\/strong><\/h4>\n\n\n\n\nTotal Estimated Net Cost of Attendance (based upon tuition and fees and living expenses for the Fall semester)<\/td>\n $18,542<\/td>\n<\/tr>\n \nMinus Merit Based Scholarship<\/td>\n $5,000<\/td>\n<\/tr>\n \nMinus State Grant<\/td>\n $1,797<\/td>\n<\/tr>\n \nEstimated Direct Cost Fall Semester After Aid.\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0*Does not include federal student loans<\/td>\n $11,745<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\nVA Education Benefits<\/strong><\/h4>\n
Example Cost of Attendance for Fall Semester Only<\/strong><\/td>\n| Fall<\/strong><\/td>\n<\/tr>\n | Tuition and Fees<\/td>\n | $9,248<\/td>\n<\/tr>\n | Housing & Food (Living Expenses)<\/td>\n | $9,294<\/td>\n<\/tr>\n | Books and supplies<\/td>\n | $322<\/td>\n<\/tr>\n | Transportation<\/td>\n | $1,100<\/td>\n<\/tr>\n | Other Education costs (miscellaneous costs)<\/td>\n | $745<\/td>\n<\/tr>\n | Total Estimated Cost of Attendance<\/td>\n | $20,709<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n | Please note this example is based on a NJ resident student living on campus and this is an example of a Fall ONLY budget.<\/p>\n Direct Cost, Cost of Attendance and Net Cost<\/strong><\/h4>\n
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